7. Applying for Staking

Start your first staking investment journey!

Step-by-Step Staking Application Guide 🚀

1

Access Staking Page

Tap the [Staking] icon in the bottom menu of APP2.

When you first visit, the "My Stakings" dashboard will be displayed. You can check your current investment status here.
2

Check Product List

Scroll down to see the 5 staking products available.

Information shown on product cards:

  • 💎 Product name and level (Silver/Gold/Black)
  • 📈 Monthly return rate and daily profit
  • 💰 Minimum investment amount
  • 📅 Investment period
  • 🎯 Expected total profit
3

Select Product

Click the [View Details] button of the product you want to invest in.

Detail page content:

  • Product Overview: Key features and benefits
  • Profit Calculator: Expected returns by investment amount
  • Investment Terms: Detailed contract conditions
  • FAQ: Frequently asked questions for each product
4

Enter Investment Amount

Click the [Apply Now] button on the detail page.

If Balance is Insufficient

  1. Enter Investment Amount
    • Enter amount above minimum requirement
    • Stay within available balance limit
    • Up to 2 decimal places allowed
  2. Check Expected Profit
    • Daily profit
    • Monthly profit
    • Total profit at maturity
Tip: Expected profits are calculated in real-time as you enter the amount!
5

Confirm Investment Terms

Carefully review the terms and investment conditions.

Must-check items:

  • ✅ Package name
  • ✅ Monthly profit per package
  • ✅ Investment period (maturity date)
  • ✅ Profit payment method (monthly)
  • ✅ Early termination conditions (19% fee)

Check the checkbox if you agree to all conditions.

6

Final Confirmation and Apply

Review all information one final time and click the [Confirm] button.

Final check items:

Product Name Selected staking product
Investment Amount Entered USDT amount
Start Date Today's date
Maturity Date Calculated maturity date
Expected Total Profit Total profit to receive at maturity
7

Application Complete

Your staking application has been successfully completed!

🎉 Congratulations! Your staking has started. You can now receive daily profits.

Post-application checklist:

  • ✅ Investment amount deducted from available balance
  • ✅ Investment amount added to staking balance
  • ✅ Investment details viewable in My Stakings
  • ✅ Confirmation memo sent

Managing My Stakings 📊

My Stakings Dashboard

You can view all your investment status at a glance from the top of the staking page.

Dashboard components:

Active Stakings

Number of currently active stakings

Total Investment

Total amount invested in staking

Total Earnings

Total profit received so far

Daily Earnings

Expected profit generated today

Individual Staking Details

Click on each staking item to view detailed information.

Available information:

  • 📅 Start date and maturity date
  • 📊 Progress bar
  • 💰 Principal and profit received so far
  • 📈 Expected remaining profit
  • 📋 Daily profit payment history

Real Profit Calculation Example 💰

GOLD Product Investment Simulation

Gold

GOLD Product Information

  • Investment: 8,888 USDT
  • Monthly Rate: 12%
  • Contract Period: 180 days (6 months)
  • Daily Rate: 0.6% (12% monthly ÷ 20 business days)

💵 Profit Summary

  • Daily Profit: 53.33 USDT
  • Monthly Profit: 1,066.56 USDT
  • Total Profit: 6,399.36 USDT
  • Yield Rate: 72% (6 months)

🎯 Daily Profit Payments!

OpenInterest uses a daily settlement system where 53.33 USDT is automatically deposited to your available balance every day.

📊 6-Month Profit Flow

Period Business Days Daily Profit Period Profit Cumulative Profit
Month 1 20 days 53.33 USDT 1,066.56 USDT 1,066.56 USDT
Month 2 20 days 53.33 USDT 1,066.56 USDT 2,133.12 USDT
Month 3 20 days 53.33 USDT 1,066.56 USDT 3,199.68 USDT
Month 4 20 days 53.33 USDT 1,066.56 USDT 4,266.24 USDT
Month 5 20 days 53.33 USDT 1,066.56 USDT 5,332.80 USDT
Month 6 20 days 53.33 USDT 1,066.56 USDT 6,399.36 USDT

💎 Final Investment Result

Principal

8,888 USDT

Returned at maturity

Total Profit

6,399.36 USDT

6-month profit

Total Received

15,287.36 USDT

Principal + Profit

💡 Pro Tip: Reinvesting your daily profits immediately can increase your actual returns through daily compounding!

Staking Upgrade Guide 🚀

🎯 What is Upgrade?

A feature that allows you to change your current active staking to a higher-tier product.

  • Pay Only Difference: Pay only the difference between new and current product amounts
  • Period Extension: Reset to the full period of the new product from upgrade time
  • Rate Increase: Apply higher tier return rates immediately

📊 Available Upgrade Paths

Staking Upgrade Flowchart

Silver1
SILVER1

588 USDT

Silver2
SILVER2

1,888 USDT

Silver3
SILVER3

3,888 USDT

Gold
GOLD

8,888 USDT

Black
BLACK

18,888 USDT

💡 Upgrade Rule: Only upgrades from lower to higher tiers are allowed. (e.g., SILVER1 → GOLD ✅, GOLD → SILVER3 ❌)

📋 Step-by-Step Upgrade Guide

Difference calculation examples:
Current Product Upgrade Product Required Amount
SILVER1 (588 USDT) SILVER2 (1,888 USDT) 1,300 USDT
SILVER2 (1,888 USDT) GOLD (8,888 USDT) 7,000 USDT
GOLD (8,888 USDT) BLACK (18,888 USDT) 10,000 USDT

📸 Upgrade Process Screenshots

1

Start Upgrade Process

2

Select Upgrade Product

3

Review Upgrade Details

4

Confirm Upgrade

5. Complete Upgrade Process 🚀

Follow the step-by-step process to upgrade your existing staking to a higher tier product.

Important Note: When upgrading, you only pay the difference between your current staking amount and the new product's required amount. The upgrade maintains your original staking period.

Complete Early Termination Guide 🚪

⚠️ Important! Please read before early termination

Basic Fee

19% of principal will be deducted

Additional Deduction

Additional deduction if referral profits exceed 19%

Processing Time

Processed within 48 hours after request

📊 Early Termination Fee Calculator

GOLD Product Early Termination Scenario

📈 Scenario 1: Termination after 2 months

Principal

8,888 USDT

Received Interest

2,133 USDT

2 months (24%)

Upper Referral

0 USDT

Total 24% (exceeds 19%)

Calculation Result
Basic Fee (19%) -1,688.72 USDT
Excess Recovery (5%) -444.40 USDT
Final Amount 6,754.88 USDT

📸 Early Termination Process

🤔 When to Consider Early Termination

Reasonable Cases

  • Medical bills or emergency funds needed
  • Family emergency situations
  • Business opportunity with higher expected returns

Not Recommended

  • Simple cash acquisition purposes
  • Emotional decisions
  • Concerns about short-term market volatility

Common Mistakes and Solutions

It says insufficient balance

Please check the following:

  • Check actual available balance on wallet page
  • Check if other stakings or withdrawals are pending
  • Check if recent deposits are still processing
  • Make additional deposit if needed

Staking application failed

Possible causes:

  • Amount below minimum investment
  • Insufficient available balance
  • System under maintenance
  • Network connection issues

Contact customer service if the problem persists.

I entered the wrong amount by mistake

If staking has already started:

  • Amount modification is not possible
  • Match desired amount with additional staking
  • Consider early termination for urgent cases (19% fee + referral recovery)

If before application, re-enter the amount.

Have You Started Your First Staking? 🎊

Congratulations! You are now an investor generating passive income with OpenInterest.

Next Step: Utilize the referral system to generate additional income!

To-Do After Starting Staking 📝

  • ✅ Check investment status in My Stakings
  • ✅ Verify daily profit payments
  • ✅ Plan profit reinvestment strategy
  • ✅ Share investment success with referrer
  • ✅ Research next investment products