6. Understanding Staking
Your complete guide to stable profit generation through staking
What is Staking? 💎
Staking is an investment method where you deposit assets for a certain period and receive rewards in return. OpenInterest offers 5 levels of staking products to suit various investment goals.
• Daily Settlement System: Profits are automatically paid out daily!
• Business Day Basis: Calculated based on 20 business days per month (excluding weekends/holidays)
• Fixed Returns: Interest rates are locked in at the time of contract
• Compound Effect: Daily profits can be immediately reinvested for compound returns
Traditional Finance vs OpenInterest Staking
| Category | Bank Deposit | OpenInterest Staking |
|---|---|---|
| Annual Return | 2-4% | 102-180% (8.5-15% monthly) |
| Minimum Amount | No limit | 588 USDT |
| Early Termination | Interest loss | 19% fee & referral clawback |
| Profit Payment | Lump sum at maturity | Daily payment (every business day) |
Premium Staking Product Lineup 💎
OpenInterest provides 5 premium staking products designed for investment goals and profit maximization.
⚔️ SILVER SERIES
SILVER 1
- Monthly Rate 8.5%
- Min Investment 588 USDT
- Period 3 months
- Total Return 25.5%
📊 Investment Details
- • Monthly Rate: 8.5%
- • Staking Amount: 588 USDT
- • Staking Period: 90 days
- • Total Profit: 25.5%
Perfect choice for staking beginners
SILVER 2
- Monthly Rate 8.5%
- Min Investment 1,888 USDT
- Period 3 months
- Total Return 25.5%
📊 Investment Details
- • Monthly Rate: 8.5%
- • Staking Amount: 1,888 USDT
- • Staking Period: 90 days
- • Total Profit: 25.5%
Smart investment for stable returns
SILVER 3
- Monthly Rate 8.5%
- Min Investment 3,888 USDT
- Period 3 months
- Total Return 25.5%
📊 Investment Details
- • Monthly Rate: 8.5%
- • Staking Amount: 3,888 USDT
- • Staking Period: 90 days
- • Total Profit: 25.5%
Premium grade of the Silver series
👑 GOLD PREMIUM
💎 BLACK DIAMOND
How are Profits Calculated? 🧮
Business Day Calculation
OpenInterest calculates profits based on business days, just like real financial markets.
Important: Monthly returns are based on 20 business days. Weekends and holidays are excluded, so it differs from the calendar month of 30 days.
Daily Settlement System Benefits 💫
🎯 OpenInterest's Unique Daily Settlement!
✅ Daily Profit Payment
Receive profits daily without waiting until month-end
✅ Immediate Reinvestment
Reinvest daily profits immediately for maximum compound effect
✅ Transparent Management
Monitor daily profits and adjust investment strategies
✅ Business Day Calculation
20-day calculation basis provides better actual returns
Example: 12% monthly return = 0.6% daily (12% ÷ 20 business days)
8,888 USDT investment → 53.33 USDT daily automatically credited to available balance!
Profit Calculation Formula 💡
STEP 1: Daily Rate
Monthly Rate ÷ 20 days
Calculated on business day basis
STEP 2: Daily Profit
Investment × Daily Rate
Actual daily profit received
STEP 3: Total Profit
Daily Profit × Total Business Days
Total profit at maturity
🔥 Real Calculation Example (GOLD Product)
Investment
8,888 USDT
Monthly Rate
12%
Daily Profit
53.33 USDT
6-Month Total
6,399 USDT
All Products Comparison Table 📊
💡 Profit Calculation Notice
- All profits are calculated based on business days (Mon-Fri)
- Daily profits are automatically paid to available balance daily
- Displayed profits are based on simple interest, not compound
- Actual profits are calculated precisely to two decimal places
When and How Do You Receive Profits? 💰
Daily Settlement System
Daily Calculation
Profits are automatically calculated daily based on business days.
- Daily rate applied by dividing monthly rate by 20 business days
- Settlement at midnight (Singapore time) daily
- Weekends and holidays excluded from business days
- Calculated precisely to two decimal places
Immediate Payment
Settled profits are automatically credited to available balance.
- Automatically processed in the morning daily
- No separate application required for automatic payment
- Immediate withdrawal or reinvestment available
- Real-time verification in transaction history
Profit Verification
Daily profits can be verified through various methods.
- Check daily profits on wallet page
- View detailed information in transaction history
- Check cumulative status on profit dashboard
- Memo notifications for significant amount changes
Business Day Calculation Example
Reinvesting daily profits immediately creates daily compound effects for even greater returns!
Staking Rules and Precautions
Frequently Asked Questions
Do You Understand Staking?
Excellent! You now completely understand the concept and profit structure of staking. In the next step, we'll learn how to actually apply for staking.
Staking Interface Gallery
Here are the actual interface screenshots showing how to access and use the staking system in OpenInterest APP2.
Staking Products Showcase
Visual representation of our premium staking products with their unique characteristics and benefits.
